SC State (3-5, 2-0 Mid-Eastern Athletic Conference) squandered a 24-point lead from early in the second half when Bethune-Cookman (3-7, 0-1) tied the game at 62 on Ricky Johnson's layup with 2:22 to play.
Stephens answered with the last of his 3s, putting the Bulldogs back in front for good. Jalen White extended the lead to 67-62 with a pair of free throws. White finished with 10 points.
SC State led 37-17 at the break and extended to its largest lead within the first two minutes of the second half at 43-19.