Former Louisville quarterback Teddy Bridgewater was thought to be one of the premier quarterback prospects entering the 2014 NFL draft. In recent weeks, however, his stock has seemingly plummeted, with some predicting Bridgewater will fall out of the first round altogether.
If that happens, and Bridgewater can prove that it was injury or illness that resulted in the slip, the signal-caller will be able to cash in on a cool $5 million dollars, this according to ESPN who states Bridgewater purchased an insurance policy while he was still in school.
Sources tell ESPN.com that after the quarterback completed his junior season at Louisville, he added $5 million on top of his already purchased $10 million total disability injury policy and supplemented it with $5 million in loss-of-value insurance.
Because loss-of-value insurance is connected to an injury policy, the only way an athlete can collect from falling in the draft is if it's as a result of getting hurt or being ill.
Of course, proving that the decline (assuming it happens) was the result of injury or illness would be rather difficult, especially given the strictness of insurance company policies.