If a horse bucks when you mount it, after its owner has assured you that it wouldn't hurt a fly, whose fault is it if you are thrown off?

Your fault for believing the owner, said the Georgia Court of Appeals.

ILLUSTRATION
HOLE YARDS PAR R1 R2 R3 R4
OUT
HOLE YARDS PAR R1 R2 R3 R4
IN
Eagle (-2)
Birdie (-1)
Bogey (+1)
Double Bogey (+2)