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Are the 49ers Truly All In for 2024?

If the 49ers truly were all in for 2024, they could restructure some big contracts, create lots of cap space and make the league's most expensive roster even more expensive.

The 49ers like to say they're all in to win the Super Bowl, but are they really all in?

They currently have the most expensive roster in the NFL, considering it costs more than $300 million against the salary cap this season. So in that sense, the 49ers are aggressively pushing their chips into the middle of the table, perhaps more than any other team.

But the 49ers have hardly any cap space this offseason, so it seems they won't make a big move. They're more likely to stand pat and work around the edges of their already elite roster while other teams such as the Lions and the Rams try to improve their teams and close the gap.

But if the 49ers truly were all in for 2024, they could restructure some big contracts, create lots of cap space and make the league's most expensive roster even more expensive.

Right now, the 49ers could restructure Deebo Samuel's contract and create more than $15 million in cap space. They also could restructure Trent Williams' contract and create more than $14 million in cap space. They also could restructure Arik Armstead's contract and create more than $12 million in cap space. They also could restructure Fred Warner's contract and create more than $10 million in cap space. They also could restructure Charvarius Ward's contract and create more than $9 million in cap space.

That's more than $60 million in cap space the 49ers could create simply by restructuring five contracts.

When they do that, then they'll be all in.