SI

Best Online Sportsbook for Payouts in Dec. 2025

At SI, we know that when you win, you want your money fast. That’s why we’re helping you find the best online sportsbook for payouts. We'll explore the best betting sites, highlighting the operators that consistently deliver quick, hassle-free withdrawals.

From trusted household names to rising stars in the industry, these sports betting apps make sure your winnings get to you without unnecessary delays.

#1 Rated
Up to $1,500 in Bonus Bets
Tooltip Icon Bonus Bets expire in seven days. One new customer offer only. Must be 21+ to participate. Select US states only. Visit BetMGM.com for T&Cs.

Top Features

  • Deep coverage of 26 sports
  • Excellent rewards program
  • Exclusive NFL betting markets
Payout Speed
Currency-dollars
Within 24 hours
Overall Rating
4.8/5
#2
Bet $1, Double Your Winnings on Next 20 Bets
Tooltip Icon New users only. Must register using eligible promo code. Min. qualifying bet amount: $1. Tokens max. bet amount: $25 per token. Tokens bet max. add'l winnings: $2,500 per token. Token(s) expire 14 days after receipt. Select US states only.

Top Features

  • Best rewards program
  • Live streaming of NFL games
  • White glove customer support
Payout Speed
Currency-dollars
Within 24 hours
Overall Rating
4.7/5
#3
Bet $5, Get $150 in Bonus Bets if You Win
Tooltip Icon 21+ (18+ D.C.) Opt in req. First online real money wager only. $5 first deposit required. Bonus issued as nonwithdrawable bonus bets which expire 7 days after receipt. Restrictions apply. Select US states only. See terms at sportsbook.fanduel.com.

Top Features

  • Best user experience
  • Best for live betting
  • Excellent welcome bonus
Payout Speed
Currency-dollars
Within 24 hours
Overall Rating
4.6/5
#4
Bet $5, Get $200 in Bonus Bets if Your Bet Wins
Tooltip Icon Max. $200 issued as 8 $25 Bonus Bets if you win your first $5 wager. Bonus Bets expire in 7 days (168 hours), are single-use and non-withdrawable. Stake removed from payout.

Top Features

  • First-class mobile experience
  • Daily sportsbook promos
  • Early props odds
Payout Speed
Currency-dollars
Within 24 hours
Overall Rating
4.5/5
#5
Up to $2,000 in FanCash
Tooltip Icon New customers only in all Fanatics Sportsbook states (excluding NY). Wager min. $1 cash on min. -500 odds to receive up to $200 in FanCash each day for 10 days. FanCash issued within 72 hours. Offer ends 12/31/25.

Top Features

  • FanCash Rewards program
  • Unique welcome bonus
  • Fair Play player prop policy
Payout Speed
Currency-dollars
Within 24 hours
Overall Rating
4.5/5

Gambling problem? Call 1-800-GAMBLER

Top-rated sportsbooks by fastest payout time

The best online sportsbooks for payouts typically offer a wide range of withdrawal options and take extra steps to ensure players receive their winnings quickly and without hassle.

Below, we’ve highlighted some of our fastest payout sportsbooks known for delivering quick and seamless withdrawals.

Sportsbook Payout time Withdrawal options
BetMGM 2-3 hours Online banking, PayPal, Venmo, Apple Pay, debit card, Pay+, check in mail, cash at counter
FanDuel 3-4 hours Online banking, PayPal, Venmo, debit card, check in mail, cash at counter, bank wire
DraftKings 3-4 hours Online banking, PayPal, debit card, Apple Pay, Venmo, Pay+, eCheck, cash at counter
Caesars Sportsbook Within 24 hours Online banking, PayPal, Pay+, Venmo, Apple Pay, VIP Preferred, PayNearMe, cash at counter, check in mail
Fanatics Sportsbook Within 24 hours Online banking, debit card, Venmo, Play+, wire transfer
bet365 Within 24 hours Online banking, PayPal, Skrill, eCheck, Venmo, check in mail, Pay+

Best online sportsbook for payouts

We have put the fastest payout speed sportsbooks to the test through the years by making real withdrawals from some of the biggest names in U.S. sports betting.

Our team tracked how quickly each platform processed payments across various methods to provide you with a clear picture of what to expect when it’s time to cash out. The results of our hands-on testing are below.

🟡 BetMGM average payout speed: 2-3 hours

In our experience testing BetMGM, we’ve seen payout speeds as quick as just a couple of hours when using popular methods like PayPal or Play+ cards. That kind of turnaround gives bettors fast, hassle-free access to their winnings.

Beyond speed, BetMGM delivers one of the most complete sports betting experiences in the U.S., with a huge range of markets, competitive odds, and a polished platform backed by the trusted MGM Resorts brand.

For a deeper dive into this sportsbook, check out our BetMGM review and BetMGM bonus code pages.

🔵 FanDuel average payout speed: 3-4 hours

When it comes to fast withdrawal betting sites, FanDuel is one of the best around. Funds typically arrive in accounts within 3–4 hours, especially when using debit cards or e-wallets supported by the platform. The turnaround is consistent, keeping your betting experience smooth and free from unnecessary waiting.

Aside from payouts, FanDuel shines with its wide range of sports markets, user-friendly interface, and frequent promotions that make staying active on the site both fun and rewarding.

Have a look at our FanDuel review and FanDuel promo code pages for all the ins and outs of one of the nation's top sportsbooks.

🟢 DraftKings average payout speed: 3-4 hours

DraftKings delivers a solid balance of speed and reliability when it comes to payouts. During our testing, withdrawals were usually processed within a few hours, with methods like online banking or PayPal clearing particularly quickly.

Combined with a comprehensive sportsbook offering, daily odds boosts, and a highly navigable app, DraftKings makes it easy for bettors to both place wagers and access their winnings without hassle.

To learn more about DK, visit our DraftKings review and DraftKings promo code offers.

⚫ Caesars Sportsbook average payout speed: Within 24 hours

With Caesars Sportsbook, we've found that withdrawals are reliably processed within 24 hours, giving us quick access to our winnings without hiccups. While not as fast as some of the other top sportsbooks, the process is still pain-free.

What sets Caesars apart is its industry-leading rewards program, Caesars Rewards, which lets bettors earn points on every wager that can be redeemed for hotel stays, dining, and entertainment at resorts.

Combined with extensive NFL and NBA markets, frequent odds boosts, and special promotions, the platform offers a unique betting experience that goes beyond just placing bets.

For more details on this operator, explore our Caesars Sportsbook review and the latest Caesars Sportsbook promo code offers.

🔴 Fanatics Sportsbook average payout speed: Within 24 hours

During our testing of Fanatics Sportsbook, we saw withdrawals clear in roughly 24 hours, making it a dependable option for getting your winnings without unnecessary delays.

What stands out about Fanatics is its sharp focus on fan engagement, with features like personalized bet tracking and exclusive team promos that give the platform a distinctly sports-centric vibe.

Alongside a solid range of betting markets and competitive odds, these elements combine to make Fanatics a unique choice for bettors who want a more interactive, fan-first experience.

Check out our Fanatics Sportsbook review and Fanatics Sportsbook promo pages for all the details on one of the country's fastest-growing sportsbooks.

🟢 bet365 average payout speed: Within 24 hours

bet365 withdrawals typically clear within 24 hours, giving bettors timely access to their funds without unnecessary delays.

The platform distinguishes itself with an expansive selection of sports markets, competitive odds, and in-play betting features that keep every game engaging.

On top of that, bet365’s mobile app and live streaming options make it easy to follow action and manage bets from anywhere, creating a highly interactive betting experience.

Our in-depth bet365 review covers everything you need to know about the global sportsbook. Claim the bet365 promo code and get started on the platform today.

Why payout speed should influence your sportsbook choice

While sportsbook promos are nice, fast withdrawal betting sites can make or break your sportsbook experience. When you win, you shouldn’t have to wait days (or even weeks) to access your money.

Fast withdrawals show that a sportsbook values its players, operates efficiently, and can be trusted with your funds. Choosing a book with quick payouts means you can enjoy your winnings sooner and bet with confidence.

Payment methods that impact speed

Withdrawal speed can vary greatly depending on your chosen payment method, and knowing which ones to use can help you get your winnings faster.

📱 E-wallets (PayPal, Skrill, Venmo, Apple Pay)

E-wallets are usually the fastest withdrawal options, often processing within a few hours once approved. They’re easy to set up, and many bettors prefer them for both deposits and withdrawals due to their convenience.

💳 Prepaid cards

Prepaid cards can offer quick access to winnings, especially if linked directly to the sportsbook’s branded prepaid card. However, you may still need to transfer the funds to your personal bank account, which can add extra time.

🏦 Bank transfers/ACH (Automated Clearing House)

Highly secure and widely available, but slower than other methods. Transfers typically take 2–5 business days, depending on your bank’s processing times.

💳 Debit cards/credit cards

Some sportsbooks allow withdrawals directly to your debit card, and this can be one of the fastest methods available. However, this option can be inconsistent, and processing may take several days. It’s also not supported for withdrawals by all banks. Credit cards are usually not offered as a withdrawal method by most legal sportsbooks. 

⛓️ Cryptocurrency

Crypto can deliver payouts in under 24 hours, making it one of the speedier options. However, transaction speed can fluctuate based on blockchain network congestion, and you’ll need a compatible crypto wallet to receive funds.

Note: Cryptocurrency deposits only available in Colorado, Virginia, and Wyoming at the time of this writing. Crypto is not currently accepted anywhere as a withdrawal option. However, this could soon change, so keep checking your local sportsbooks for updates.

Verification and Know Your Customer (KYC) requirements

Verification and Know Your Customer (KYC) checks can significantly impact payout speed, especially for first-time withdrawals. Sportsbooks are legally required to confirm your identity to prevent fraud, money laundering, and underage betting.

This process often involves submitting documents like a photo ID, proof of address, or banking details. While it may only take a few hours at some sites, delays can occur if information is incomplete or unclear, so completing verification early can help ensure faster, smoother payouts.

Withdrawal speeds by provider

Sportsbook Payout speed Fastest method States
BetMGM 2-3 hours E-wallets, cash at counter AZ, CO, DC, IA, IL, IN, KS, KY, LA, MA, MD, MI, MS, NC, NJ, NV, NY, OH, PA, TN, VA, WV, WY
FanDuel 3-4 hours E-wallets, cash at counter AZ, CO, CT, DC, IA, IL, IN, KS, KY, LA, MA, MD, MI, NC, NJ, NY, OH, PA, TN, VT, VA, WV, WY 
DraftKings 3-4 hours E-wallets, cash at counter AZ, CO, CT, DC, IA, IL, IN, KS, KY, LA, MA, MD, ME, MI, NC, NH, NJ, NY, OH, OR, PA, TN, VA, VT, WV, WY 
Caesars Sportsbook Within 24 hours E-wallets, cash at counter AZ, CO, DC, IA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MS, NC, NJ, NV, NY, OH, PA, TN, VA, WV, WY
Fanatics Sportsbook Within 24 hours E-wallets AZ, CO, CT, DC, IA, IL, IN, KS, KY, LA, MA, MD, MI, NC, NJ, NY, OH, PA, TN, VA, VT, WV, WY
bet365 Within 24 hours E-wallets AZ, CO, IL, IA, IN, KS, KY, LA, NC, NJ, OH, PA, TN, VA

Factors that influence payout speed

While sportsbooks strive to process withdrawals quickly, some factors influencing payout speed are beyond their control.  Understanding these external factors can help set realistic expectations for when you can expect to receive your winnings.

📅 Day of the week and banking hours

Payout speed can be significantly affected by the day of the week and banking hours. Withdrawals requested on weekends or public holidays often face delays since banks and payment processors operate on limited schedules during these times.

Similarly, transactions initiated outside regular banking hours may not begin processing until the next business day, adding extra wait time before funds reach your account. Planning withdrawals during weekdays and standard banking hours can help ensure faster payouts.

🎁 Bonus activity and account status

Your account status and bonus activity can also impact how quickly you receive payouts. If your account is new or undergoing verification, withdrawals may be delayed until all required checks are completed.

Additionally, if you’ve used bonus funds, sportsbooks often require you to meet certain wagering requirements before allowing a withdrawal, which can extend the timeline. Staying on top of your account status and bonus terms helps avoid unexpected delays when cashing out.

How to secure faster withdrawals

When it comes to finding the best online sportsbook for payouts, understanding the factors that influence payout speed can save you time and frustration.

From choosing the right payment methods to preparing your documents ahead of time, a few smart strategies can help ensure your cash hits your account without delay. Here’s how to optimize your withdrawal experience:

📱Use e-wallets or crypto first

E-wallets like PayPal, Venmo, and Skrill, as well as cryptocurrencies, often provide the fastest withdrawal times, sometimes within hours.

📑 Keep KYC documents ready before your first withdrawal

Verification is a mandatory step for all sportsbooks to comply with legal regulations. Having your identification, proof of address, and other required documents ready ahead of your first withdrawal can prevent unnecessary hold-ups, allowing the sportsbook to process your payout as soon as you request it.

💵 Avoid transactional issues by matching deposit and withdrawal methods

Many sportsbooks require you to withdraw funds using the same method you used to deposit. Using consistent payment methods reduces the likelihood of delays due to manual reviews or rejected transactions, ensuring a smooth, hassle-free payout process.

🕒 Watch peak times (e.g., major sporting events)

During big games or events, sportsbooks experience higher volumes of withdrawals, which can slow down processing times. Planning your withdrawals around these peak periods helps avoid delays and ensures your money arrives quicker when demand is lower.

Regional availability and method coverage

Payout options in U.S. sportsbooks vary significantly by region, and not every withdrawal method is available in every state. While e-wallets like PayPal or Venmo are widely supported, some states restrict their use or limit certain features.

Bank transfers, ACH, and prepaid cards are generally accessible in most markets, but processing times can differ depending on state regulations and local banking partnerships. Additionally, methods like cash-at-cage withdrawals or crypto payouts may only be offered in specific locations where the sportsbook has legal agreements or operational partnerships.

It’s important for bettors to check which options are available in their state before funding an account or planning a withdrawal, as availability and speed can vary widely across regions.

Legal sportsbooks by state

State Available betting Launch date
Arizona Online, retail Sept. 9, 2022
Arkansas Online, retail March 5, 2022
Colorado Online, retail May 1, 2020
Connecticut Online, retail Sept. 30, 2021
DC Online, retail May 3, 2019
Delaware Online, retail June 5, 2018
Florida Online, retail Nov. 7, 2023 (relaunch)
Illinois Online, retail March 5, 2022
Indiana Online, retail Sept. 1, 2019
Iowa Online, retail Aug. 15, 2019
Kansas Online, retail Sept. 1, 2022
Kentucky Online, retail Sept. 7, 2023
Louisiana Online, retail Sept. 22, 2022
Maine Online Nov. 3, 2023
Maryland Online, retail Nov. 23, 2022
Massachusetts Online, retail March 10, 2023
Michigan Online, retail March 11, 2020
Mississippi Online, retail Aug. 1, 2018
Montana Retail March 2020
Nevada Online, retail Oct. 24, 2022
New Hampshire Online, retail July 16, 2019
New Jersey Online, retail June 14, 2018
New Mexico Retail Oct. 16, 2018
New York Online, retail Jan. 8, 2022
North Carolina Online, retail March 11, 2024
North Dakota Retail Dec. 1, 2021
Ohio Online, retail Jan. 1, 2023
Oregon Online, retail Jan. 18, 2022
Pennsylvania Online, retail June 2019
Puerto Rico Online, retail June 8, 2023
Rhode Island Online, retail September 2019
South Dakota Retail Nov. 3, 2020
Tennessee Online May 2019
Vermont Online Jan. 11, 2024
Virginia Online, retail July 8, 2022
Washington Online, retail Sept. 9, 2021
West Virginia Online, retail Aug. 30, 2018
Wisconsin Online, retail Nov. 30, 2021
Wyoming Online Sept. 1, 2021

Fastest payout sportsbooks FAQ

What is the best online sportsbook for payouts?

In our experience, BetMGM has typically paid out the fastest. Usually within a couple of hours.

Are instant withdrawals guaranteed every time?

No, instant withdrawals are not guaranteed every time. Even if a sportsbook offers instant payouts, delays can occur due to account verification, security checks, or banking processing times. Additionally, withdrawals from bonuses or large amounts may take longer to clear.

What’s the minimum withdrawal threshold?

Minimum withdrawals differ by both sportsbook and withdrawal method. E-wallets like PayPal or PayNearMe often allow lower minimums, while wire transfers and checks usually have higher thresholds.

Can using bonuses delay my payout?

Yes, using bonuses can delay your payout. Most sportsbooks require you to meet wagering or playthrough requirements before you can withdraw any winnings from a bonus. Until those conditions are met, your withdrawal may be held or restricted, even if your account is otherwise verified.